Free template · Insurance
Performance review template for an insurance underwriter
A ready-to-use, section-by-section template with the competencies that matter for an insurance underwriter, role-specific example phrases, and a guard against the stock filler that makes most reviews read as generic. Copy the structure, fill in your evidence, or skip the writing entirely with Crestento.
The template
Four sections, in this order. Length should match the evidence you have — a thin section is honest; an invented paragraph is not.
Summary
One or two paragraphs setting the context: what was expected of insurance underwriter this period, and your overall verdict. Lead with the headline.
Example phrasing
“Wrote $4.8M in premium against a target of $4.0M with a 12-month loss ratio of 52% (target 60%), maintained a 24-hour quote turnaround on 87% of submissions, ran the renewal cycle clean across 220 accounts, and rebuilt the broker scorecard now used across the team.”
Strengths
The behaviours and outcomes that made the work happen. Anchor in evidence: premium written against target, loss ratio on owned portfolio, quote turnaround time (median, P75).
- Evidence for: risk assessment and pricing.
- Evidence for: submission triage and quote turnaround.
- Evidence for: loss-ratio and portfolio discipline.
- Evidence for: agent / broker relationship management.
Areas for Growth
Forward-looking development edges. Frame as opportunities, not deficiencies. Specific behaviours to develop, not generic insurance underwriter criticism.
- One pattern observed across the period.
- One specific behaviour to develop.
- One concrete next step.
Goals for the Next Period
Two or three concrete goals. Each should name a specific behaviour change, a measurable target, and a deadline. Avoid vague aspirations.
Competencies to evaluate
The 7 competencies a strong insurance underwriter review structures around, in priority order. Use these as the spine of the Strengths and Areas for Growth sections.
- risk assessment and pricing
- submission triage and quote turnaround
- loss-ratio and portfolio discipline
- agent / broker relationship management
- authority adherence and referral discipline
- exposure and accumulation management
- technical product knowledge
Before you write
Underwriting is about disciplined risk selection — writing the right premium at the right price for the right risk. Strong underwriters protect the portfolio's loss ratio while keeping turnaround tight enough that agents bring them business. Weak underwriters either write everything (loss-ratio problems) or write nothing (broker problems). The book quality is invisible until losses materialise.
Evidence to gather
Strong reviews for an insurance underwriter cite evidence of these shapes. Only use a specific value (a percentage, a count, a dollar amount) if you actually have it — don’t invent a number to sound concrete.
- premium written against target
- loss ratio on owned portfolio
- quote turnaround time (median, P75)
- hit ratio (quote-to-bind)
- renewal retention rate
- broker / agent partnership signal
- authority adherence rate (no referrals missed)
Where to find the evidence
Work products an insurance underwriter produces. Reference these by name in the review when they’re relevant — it signals you know the work.
- underwriting files with documented rationale
- renewal review documentation
- broker / agent scorecards
- portfolio loss-ratio reporting
- rate-change recommendations
- audit-response documentation
Phrasing that lands vs phrasing that doesn’t
Strong — specific, evidenced, role-appropriate
“Wrote $4.8M in premium against a target of $4.0M with a 12-month loss ratio of 52% (target 60%), maintained a 24-hour quote turnaround on 87% of submissions, ran the renewal cycle clean across 220 accounts, and rebuilt the broker scorecard now used across the team.”
Weak — vague, unevidenced, generic
“Strong underwriter with great agent relationships.”
Phrases to never use
Stock filler that AI-written insurance underwriter reviews slip into. Managers spot it instantly. Rewrite to name a specific behaviour instead.
- “strong underwriter”
- “great with agents”
- “drives portfolio performance”
- “trusted by brokers”
- “raises the underwriting bar”
- “consistent technical work”
- “passionate about risk”
Don’t invent these specifics
The details an AI tends to fabricate for insurance underwriterreviews. If you don’t have the specific number, name, or date in your notes, leave it out — generic-but-honest beats specific-but- invented every time.
- specific premium-written or loss-ratio numbers not in input
- named accounts or risks when not mentioned
- specific turnaround time figures not provided
- named broker / agent partnerships not in input
- particular referral / authority actions not referenced
Skip the template, generate the review
Drop your bullet points into Crestento and it produces the polished draft using this exact template structure, tuned for an insurance underwriter. Two reviews free, no card.
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